Housing Programs

MDG Associates is experienced and skilled in the development and implementation of housing rehabilitation programs. Available services include: structuring policies and procedures that conform to both the regulatory requirements for the specified funding source and the program requirements of the grantee, preparing Program Guidelines, Implementation Procedures, and program forms to ensure documented program compliance.

MDG also has the ability to implement housing rehabilitation programs, inclusive of: preparation of program marketing materials and initiation of program marketing efforts, performance of application reviews and verification of applicant and property eligibility, performance of preliminary underwriting reviews, conducting initial property inspections and obtaining photo documentation of pre-construction conditions, preparation of work descriptions and estimates of cost, completion of required environmental reviews, historic reviews and environmental site testing.

Upon determination of applicant eligibility, MDG can perform: loan underwriting, conduct property appraisals, determine applicant and property conformance with underwriting requirements, prepare Loan Review Committee (LRC) Reports and recommendations, and schedule and participate in the LRC meeting.

Subsequent to LRC approval, MDG can: prepare bid documents, evaluate bids and determine contractor eligibility, issue award notifications, prepare all loan/grant documentation and the contractor agreement, conduct the pre-construction meeting and obtain agreement signatures, ensure that lien documentation is recorded, and upon expiration of the rescission period issue a notice to proceed. We can also monitor construction, inclusive of invoice review and verification of work, processing of lien releases, verifying permit issuance and inspection, obtaining sign-offs on authorizations for issuance of progress payments, and reviewing and processing change order requests, as necessary.

Upon being advised that all contracted repairs have been completed, MDG can receive the final invoice, inspect the property to determine completion of all repairs, review permits for final sign-offs, prepare a final inspection report, obtain photo documentation of all performed improvements, prepare a Notice of Completion (NOC) and obtain signatures and record, and process the final request for payment and release after expiration of the NOC lien period. Final project close-out activities include transmittal of original loan documentation to the grantee’s loan repository, loan advisory notices to the grantee’s finance department, verification of recordation of the grantee’s lien, and receipt of a final unconditional lien release.